Services
Pawn Loans
A pawn loan is a quick, convenient and confidential way to borrow money!
All of us at one time or another has come up a little short of cash to pay an unexpected bill, fill the car up with gas, or just to take that small vacation.
A pawn loan is a loan made based on collateral that you bring to our store, such as jewelry, electronics, musical instruments, and tools or just about anything of value. Using your own personal property as collateral for a pawn loan is a fast and easy way to get quick cash for life’s emergencies. We can loan you from $5.00 to $50,000 and even more!
No credit check, no long forms to fill out and we give you cash within minutes. You can have as many pawn loans outstanding as you want and we don’t report to credit agencies.
Your property is evaluated to determine the loan value of the item. Based on the condition and quality of the item, a loan value is set. You will then be informed of the conditions of the loan and will be given a contract to sign. You will then receive the cash for your loan.
A pawn loan is generally for a one-month period. Your collateral will be held securely at the store in storage during the term of the loan.
You can retrieve your item(s) at any time during the loan period by paying off the amount of the loan and accrued interest. If at the end of the loan period, if you feel you can not repay the loan, you will have the option of rewriting the loan by paying off the interest.
This is a fast and easy way to get cash when you need it most!
Please Note: All pawn loan transactions are done at our physical location only and you will need a valid state issued ID. We do not accept any online payments to redeem pawn loans. We cannot valuate any items over the phone or via email.
|
$5 – $250 |
20% |
| $250.01 – $999.99 |
First $250 = 20%, the remainder is 10% |
| $1000 + |
10% |
Example: John gets a loan on his TV for $300 on March 5th. He has until April 4th to pay back his loan (30 days). It will cost him $355 to redeem his TV.
The first $250 of his loan is calculated at 20%, that’s $50 in interest plus the $250 of the loan making it $300 total.
The last $50 of his loan is only 10%, that’s $5 in interest plus the $50 of the loan making it $55 total.
Add $300 to the $55 and that makes it a grand total of $355 to redeem his TV.
Other important information:
- There is a 10 day grace period on all loans
- Interest is prorated after the initial due date, this includes the grace period
- You can pay just your interest to give yourself another 30 days on your loan
- There are no limits to the the dollar amount or number of loans you can have
Federal Firearms Licenses and Transfer + Universal Background Checks
We additionally have our Federal Firearms license and offer Universal Background Checks and can transfer an FFL to an entity of your choice. Below is our Universal Background Check pricing in addition to our Federal Firearm Licenses for both our North and South Stores.
| Federal Firearms License (FFL) Related Service | Fee |
| Federal Firearms License (FFL) Background Check |
$12.50 |
| Transfer Federal Firearms License (FFL) Price | $25.00 |
Inventory
Everyone wants to get a great deal and now you can at Daily Pawn! Daily Pawn offers a wide variety of merchandise at prices much lower than you would expect. We have jewelry, musical instruments, stereo systems, tools, firearms, computers, electronics, sporting goods and much more.
Please come in to one of our store and shop around! We have a large selection that is constantly changing! If you need a great deal on some jewelry for that loved one go no further than Daily Pawn, we have one of the largest selections of jewelry around. At Daily Pawn you can find all your tools needs! Why buy new tools when you can save up to 70% off new prices.
We will be happy to check our inventory of new and quality used items, and to help you find the item you are looking for!